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Individual Contract Templates

Structured agreements for common personal and commercial arrangements, drafted for clarity and enforceability under South African contract law.

All templates include explanatory notes and implementation guidance. Templates do not constitute personalised legal advice. Where disputes or complexity arise, consult a practising attorney.

Individual Contract Templates

Personal Loan Agreement

A structured personal loan agreement for private lending arrangements between individuals. Covers loan amount, interest rate, repayment schedule, default provisions, and surety. Aligned with the National Credit Act where applicable.

6–8 pages · DOCX + PDF
NCA alignment notesInterest rate guidanceDefault provisions
R 199

Service Level Agreement

A comprehensive service level agreement template for service providers and clients. Covers scope of services, deliverables, payment terms, intellectual property, liability limitations, and termination.

10–14 pages · DOCX + PDF
IP ownership clauseLiability limitationTermination provisions
R 299

Independent Contractor Agreement

A structured independent contractor agreement distinguishing the contractor relationship from employment. Covers scope of work, fees, intellectual property, confidentiality, and the tax implications of the arrangement.

8–10 pages · DOCX + PDF
Employment vs contractor distinctionIP & confidentialityTax implication notes
R 249

Non-Disclosure Agreement

A professionally drafted mutual and one-way NDA template for protecting confidential business information. Covers definition of confidential information, permitted disclosures, duration, and remedies for breach.

4–6 pages · DOCX + PDF
Mutual & one-way versionsBreach remediesDuration guidance
R 149

Sale of Goods Agreement

A structured sale of goods agreement for private and commercial transactions. Covers description of goods, purchase price, delivery, risk and ownership transfer, warranties, and dispute resolution.

6–8 pages · DOCX + PDF
Risk transfer clauseWarranty provisionsCPA alignment notes
R 199
Best Value Bundle

Individual Contracts Bundle

The complete individual contracts set: loan agreement, SLA, independent contractor agreement, NDA, and sale of goods agreement. Best value for individuals and small business owners.

Full bundle · DOCX + PDF
All 5 templates aboveContract law reference guideImplementation notes
R 799

Understand contract law before signing

The Training Academy covers contract structure, enforceability, and common contractual pitfalls.

Module 04: Contract Structure